If an indicator of age is the number of cards one accrues then I have definitely reached middle age in a flash and have to give serious thought about having a wallet. I don't think I have had more than two cards on me at any one time until a few years ago when we opened a joint account so I had 2 debit cards as well as my swipe card to get into work. I have had other cards such as University Library card and a store card that I only took out to take advantage of the discount it offered on a purchase and immediately threw it in a drawer somewhere. Recently others have started appearing like the petrol point card, but I keep that in the car so it doesn't trouble my pockets and in the last few weeks I have taken out my first credit card and also now have a Nectar card. I never bothered with such things before and the idea of the latter was anathema to me as I did not like to feel beholden to one store but my new middle age thinking dictates that as I generally use Sainsburys with it being closest it seems silly not to collect any accrued points. This means that I now have five cards in my pocket and my other pet hate of a wallet still needs resisting, although my fear that I could easily lose a wallet and everything in it outweighs any practicalities it may offer. God I'm really starting to hate myself.